About admin
I am Zaf Rahaman, owner of Forward Multimedia Ltd, a Trinidad based digital agency now in our 14th year. Through my experience acquired on the ground since 2011, I’ve become known as one of the foremost authorities in E-Commerce, especially as it pertains to Trinidad & Tobago.
I began writing blog articles on various topics after observing the lack of online information about local E-Commerce. These articles quickly propelled the Forward Multimedia to the number one position on Google for all major industry keywords, a position consistently held since without challenge.
In 2018 I was an invited panelist in the annual Trinidad and Tobago Internet Governance Forum. Also in 2018 I was an invited speaker for the launch of the Virtual Caribbean DNS Entrepreneurship Center (VDECC) an initiative of ICANN- the Internet Corporation for Assigned Names and Numbers, the international body that that coordinates the Domain Name System (DNS) worldwide.
I was also a stakeholder consultant for the Ministry of Trade & Industry’s National E-Commerce Policy which was passed in December 2018, with many of my recommendations making it to the final policy.
Most of all, I love to write AND love to write on everything website and E-Commerce related to help business owners in Trinidad & Tobago get the most out of their online presence.
ALL articles and pages on my site are written by me, in my voice, from the ground up, and for you, from a Trini perspective, using local examples and applications.
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Hello can you educate me whether CX pay will allow you to withdraw or settle your payments in Usd? Thanks
It’s not up to CX Pay but the local bank here that is offering CX Pay as a payment gateway, in that the bank will have to allow a USD merchant account to settle funds received.
Hi Mr. Zaf Rahaman i already have most of the requirements however would i need to join the Trinidad and Tobago chamber of commerce before i sign up for cx pay for my website? .
No need to join any chamber, you just need to apply to any T&T bank that offers it. However, I would recommend looking at our newest local gateway, Scotiabank eCom+.
hi thanks, i already join scotiabank and wipay, however i am building my website on wix.com and it only allows cx pay to integrated. and unfortunately i already joined the tt chamber, i thought that was meant on cx pay where they asked for a chamber of commerce no older than 3 months. i regret not asking the question here first.
I contacted CX Pay today and they said they’re still with both CIBC and Scotiabank.
That’s great to hear since my last correspondence with them. They are doing a terrible job marketing if they expect Scotia and CIBC to promote for them, that’s the wrong way. When First Atlantic Commerce started here back in the day, they contacted me directly as I’m sure the other web designers. WiPay did the same thing, CEO Aldwyn Wayne called me personally to introduce, and invite me to set up an account to test. I recall my Developer ID was 4. So if CX Pay’s strategy is to sit back and wait, then they’ll be waiting for a long time.
This was very helpful. Thanks.
Thank you, great to hear.
Hi Zaf, one year on, do you have any additional feedback or insights about working with CX Pay? And do you know of any other merchants who are actively using them in T&T or Barbados?
Hi Fay. No on both counts, as CX Pay never got a fighting chance in T&T and now are no longer available at Scotiabank. The only other bank I believe is CIBC. I don’t know of any merchants in Barbados, but I can inquire to see if they’ll divulge. I think they are worth trying, they seem very solid and legit to me.
Hi Zaf,
Thank you for this very informative article! On the CX Pay website under About Us/Countries (Link: https://cxpay.global/countries/) I noticed that under Trinidad & Tobago it only lists “CIBC/FCIB) as a bank partner. Unfortunately I am unable to find any further useful info online regarding use of Scotiabank with CX Pay and so I was just wondering further to your article do you know if CX Pay is no longer an option with Scotiabank and whether or not the third bank partnership in T&T did not materialise?
I was told by CX Pay back in September 2020 that they, quote: “do not have the link anymore directly with Scotiabank reps for TT”. It appears that Scotiabank dropped CX Pay for whatever reason. So CIBC is the lone partner. And I haven’t seen any progress with the other banks they told me they were in negotiations with. I’m not surprised they haven’t made inroads. T&T banks were never interested in E-Commerce before, and still not now, even with the pandemic.